After a storm hits Ruidoso, getting a proper inspection is critical. Most insurance policies in NM have a 12-month filing window for storm claims. Ruidoso Roofing & Maintenance provides free inspections, thorough documentation, and handles the claim process so nothing slips through the cracks.
Our Storm Damage Repair Process
Damage Assessment
We inspect every slope, flashing point, and penetration for storm damage. Hail hit counts per test square, wind lift patterns, and granule displacement, all documented with photos and measurements your adjuster will accept.
Insurance Claim Filing
Our office prepares the claim package: photo evidence, damage scope, material specifications, and repair estimate in Xactimate format. We file with your carrier and track the claim through to adjuster assignment.
Meet the Adjuster
We meet your insurance adjuster on-site and walk the roof together. Point out every area of damage documented in our report. If the adjuster misses something, we supplement with additional evidence.
Repair or Replace
Insurance-approved repairs done by manufacturer-certified crews. Same quality materials and installation standards as any other Ruidoso Roofing & Maintenance job. Your storm-restored roof gets the same warranty as a standard replacement.
What Ruidoso Customers Say
"After getting several quotes, these guys stood out with their honesty and knowledge. No pressure, just straightforward advice and excellent workmanship."
"We called expecting to wait days, but they were here the same afternoon. Fair pricing, quality work, and they kept us informed every step of the way."
"Our neighbors recommended them and now we understand why. Meticulous attention to detail and they treated our home like it was their own."
Why Choose Ruidoso Roofing & Maintenance for Storm Damage Repair?
Xactimate Documentation
Our estimates use Xactimate, the same software your insurance company uses. This means faster processing and fewer disputes over line items.
Every Carrier Accepted
State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide. We work with every major insurance carrier in NM.
Insurance Claims Handled
We manage the entire process: inspection, documentation, filing, adjuster meeting, supplements, and repair. You deal with us, not the insurance bureaucracy.
24-Hour Emergency Response
Storm damage can't wait. Our Ruidoso crew tarps exposed areas within 24 hours to prevent secondary water damage while the claim is processed.
About Our Ruidoso Storm Damage Repair Services
Ruidoso Roofing & Maintenance includes HAAG Certified Inspectors on every storm damage assessment. HAAG certification is the insurance industry standard for forensic roof inspection. Adjusters trust our reports because they follow the same methodology the carriers use.
If your insurance claim gets approved, we do the work at the insurance-agreed price. You pay your deductible. That's it. If additional damage is found during the repair that wasn't in the original scope, we supplement the claim with documentation before proceeding.